FAQ

As a mortgage brokerage business, we hold a mortgage brokerage business license in the state of Florida.  Our NMLS number is 1626147.  Each mortgage loan originator has an individual NMLS license number. 

We charge a modest brokerage fee to cover our costs and provide a financial incentive.  It may be paid separately by the borrower or by the lender when it is incorporated in the interest rate.  The former results in higher closing costs but a lower monthly payment, while the latter results in a lower closing cost, but a higher monthly payment.

As independent mortgage brokers, we are offered lower interest rates than borrowers receive directly from a retail lender.  Interest rates include provision for such things as overhead and expenses.  The independent mortgage broker is more able to keep these under control.

Our livelihood depends upon your satisfaction with our services.  As independent mortgage brokers, you are our boss.  We answer to you and not to an employer.

You can make an application for a loan through our secure website by clicking here.
You will need to supply your name, primary phone number, email, and how you heard about us.

As in a previous section, our success depends upon your satisfaction.  You are our number one priority, not our pocket.  We work for a win-win for everyone.